Terms & Conditions

Welcome to U.S. Financial Plans. These Terms and Conditions (“Terms”) govern your use of our website, including all content, services, and products available through it. By accessing or using our website, you agree to comply with these Terms in their entirety. If you do not agree to all of these Terms, you may not access the website or use any services provided herein. These Terms constitute a binding agreement between you and U.S. Financial Plans.

1. 1. 
      
      1. Your Account and Security If you create an account on our website, you are solely responsible for maintaining its security and for all activities that occur under your account. Notify us immediately of any unauthorized use or security breaches. U.S. Financial Plans is not liable for any losses due to unauthorized use of your account.
      2. Responsibility of Contributors If you post content, comments, links, or any other material on the website (“Content”), you are solely responsible for that Content and any harm it may cause, regardless of its format.
      3. Intellectual Property U.S. Financial Plans retains all rights to its intellectual property, including trademarks and copyrights associated with the website. You may not use our trademarks without our prior written consent.
      4. Changes to Terms U.S. Financial Plans reserves the right to modify or replace any part of these Terms at its discretion without any notices. Check these Terms periodically for changes. Your continued use of the website after changes are posted constitutes acceptance of those changes.
      5. Termination We may terminate your access to this website at any time, with or without cause, notice, or explanation.
      6. Disclaimer of Warranties The website is provided “as is.” U.S. Financial Plans and its suppliers disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
      7. Limitation of Liability U.S. Financial Plans and its suppliers will not be liable for any damages arising from website use or inability to use the website.
      8. General Representation and Warranty You warrant that your use of the website will comply with our Privacy Policy, these Terms & Conditions, and all applicable laws and regulations.
      9. Indemnification You agree to indemnify and hold harmless U.S. Financial Plans and its affiliates from any claims, including attorney’s fees, arising from your use of this website or violation of these Terms & Conditions.
      10. Copyright Infringement U.S Financial Plans respects intellectual property rights. If you believe any content on our website infringes your copyright, notify us promptly with details of the alleged infringement. Upon proper notification, we will remove the infringing content or disable access to it.
      11. ARBITRATION OF DISPUTES

          NOTICE: BY USING THIS WEBSITE YOU ARE AGREEING TO HAVE ANY DISPUTE ARISING OUT OF THE MATTERS INCLUDED IN THIS ‛ARBITRATION OF DISPUTES’ PROVISION DECIDED BY NEUTRAL ARBITRATION AS PROVIDED BY THE LAWS OF THE STATE OF CALIFORNIA AND YOU ARE GIVING UP ANY RIGHTS YOU MIGHT POSSESS TO HAVE THE DISPUTE LITIGATED IN A COURT OR JURY TRIAL. BY USING THIS WEBSITE YOU ARE GIVING UP YOUR JUDICIAL RIGHTS TO DISCOVERY AND APPEAL, UNLESS THOSE RIGHTS ARE SPECIFICALLY INCLUDED IN THE ‛ARBITRATION OF DISPUTES’ PROVISION. IF YOU REFUSE TO SUBMIT TO ARBITRATION AFTER AGREEING TO THIS PROVISION, YOU MAY BE COMPELLED TO ARBITRATE UNDER THE AUTHORITY OF THE BUSINESS AND PROFESSIONS CODE OR OTHER APPLICABLE LAWS. YOUR AGREEMENT TO THIS ARBITRATION PROVISION IS VOLUNTARY. BY CONTINUING TO USE THIS WEBSITE, YOU AGREE THAT “YOU HAVE READ AND UNDERSTOOD THE FOREGOING AND AGREE TO SUBMIT DISPUTES ARISING OUT OF THE MATTERS INCLUDED IN THE ‛ARBITRATION OF DISPUTES’ PROVISION TO NEUTRAL ARBITRATION”.

      12. Entire Agreement & Severability These Terms constitute the entire agreement between you and U.S. Financial Plans regarding the website. They supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written. If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
      13. Contact Information For questions or concerns regarding these Terms, please contact us at info@usfinancialplans.com
      14. By continuing to access or use this website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions (“Terms & Conditions”).